:root{
  --navy:#14253d;
  --navy2:#0b1728;
  --gray:#6b7280;
  --light:#f5f7fa;
  --white:#fff;
  --text:#182230;
  --line:#dfe4ea;
  --accent:#b9c2cd;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.6;background:#fff}
a{text-decoration:none;color:inherit}
.container{width:min(1120px,92%);margin:auto}
.topbar{background:var(--navy2);color:#fff;font-size:14px;padding:8px 0}
.topbar .container{display:flex;justify-content:space-between;gap:20px}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.nav{height:76px;display:flex;align-items:center;justify-content:space-between}
.logo{font-weight:900;letter-spacing:2px;font-size:25px;color:var(--navy)}
.logo span{font-weight:500;color:var(--gray)}
nav{display:flex;gap:25px;align-items:center;font-size:15px;font-weight:700}
nav a:hover{color:var(--navy)}
.btn{display:inline-block;background:var(--navy);color:#fff;padding:13px 22px;border-radius:5px;font-weight:800;letter-spacing:.2px}
.btn:hover{background:#233b5d}
.btn.alt{background:#fff;color:var(--navy);border:1px solid #fff}
.hero{background:linear-gradient(110deg,rgba(11,23,40,.96),rgba(20,37,61,.86)),url('images/hero.jpg') center/cover;min-height:650px;color:#fff;display:flex;align-items:center}
.hero .copy{max-width:720px;padding:80px 0}
.eyebrow{text-transform:uppercase;letter-spacing:2px;font-size:13px;font-weight:800;color:#d6dde6;margin-bottom:15px}
h1{font-size:clamp(42px,6vw,70px);line-height:1.03;margin:0 0 22px}
h2{font-size:clamp(30px,4vw,44px);line-height:1.15;margin:0 0 18px;color:var(--navy)}
h3{margin:0 0 8px;color:var(--navy);font-size:21px}
.lead{font-size:20px;max-width:690px;color:#e9edf2}
.actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:28px}
section{padding:82px 0}
.section-head{max-width:720px;margin-bottom:38px}
.center{text-align:center;margin-left:auto;margin-right:auto}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{padding:30px;border:1px solid var(--line);border-radius:9px;background:#fff;box-shadow:0 8px 25px rgba(20,37,61,.05)}
.card p{margin:0;color:#596575}
.dark{background:var(--navy);color:#fff}
.dark h2,.dark h3{color:#fff}
.dark .section-head p{color:#dbe3ec}
.band{background:var(--light)}
.icon{width:45px;height:45px;border:2px solid var(--navy);border-radius:50%;display:grid;place-items:center;font-weight:900;margin-bottom:18px;color:var(--navy)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}
.checks{padding:0;list-style:none}
.checks li{margin:14px 0;padding-left:28px;position:relative}
.checks li:before{content:"✓";position:absolute;left:0;font-weight:900;color:var(--navy)}
.cta{background:linear-gradient(110deg,var(--navy2),var(--navy));color:#fff;text-align:center}
.cta h2{color:#fff}
.cta p{max-width:700px;margin:0 auto 25px;color:#dbe3ec}
footer{background:#091321;color:#c7d0db;padding:42px 0}
.footer-grid{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}
footer strong{color:#fff}
footer a{color:#dfe6ee}
.small{font-size:13px;color:#8e9aa8;margin-top:25px}
.form-wrap{background:var(--light)}
form{display:grid;gap:14px;max-width:760px}
input,textarea,select{width:100%;padding:14px;border:1px solid #cbd3dd;border-radius:5px;font:inherit}
textarea{min-height:150px}
label{font-weight:700;font-size:14px}
@media(max-width:800px){
 nav{display:none}
 .grid,.split{grid-template-columns:1fr}
 .hero{min-height:590px}
 section{padding:62px 0}
 .topbar .container{flex-direction:column;gap:2px}
}